Who owns what you make with AI

Nasir Uddin ShamimFounder, BanglaCodes.Com

1 September 2026 · 17 min read · AI, law

The short answer

Are images or text I make with AI mine, and can I use them in business?

The terms of most big AI tools say you may use the output, including commercially. But that is permission from the tool, not copyright. In many countries copyright needs a human creative contribution, so you may not have exclusive ownership of something made only by writing a Prompt, meaning it can be hard to stop someone copying it exactly. The law differs by country and is still unsettled.

One clear thing at the start

I am not a lawyer, and this post is not legal advice. What is here is how the subject is laid out, where the risk is higher, and what to do in practice to keep trouble low. For a big money decision, a contract or a court matter, talk to a lawyer who knows copyright and trademark.

One more thing is better said early. Nowhere in the world has everything on this subject been settled. The law differs by country, cases are going on in several countries, and the rules are changing. Someone who says with great certainty that everything from AI is yours, or that nothing from AI can be used, is overstating both ways.

So the aim of this post is not to give you a final answer. The aim is to split the question up properly, so that you can see where you are safe, where you are taking a risk, and where you should not go ahead without a lawyer.

Three different questions that people mix up

Inside the one question "who owns it" there are really three different questions. If you mix them up, you will make the wrong decision.

  1. Can I use this? This is a question of the tool's terms, that is, a question of contract.
  2. Do I get the copyright to this? This is a question of law, and the answer is much murkier than the first.
  3. Is this breaking someone else's rights? This is a question of risk, and the most important one for a business.

The three answers are different, and a yes to one does not mean a yes to another.

QuestionWho decidesWhere to find the answerWhat happens if you get it wrong
Can I use itThe tool you are usingOn that tool's Terms pageThe account may be closed, trouble with the tool
Do I get copyrightThe country's law and courtsDiffers by country, and unsettled in many placesYou cannot stop others copying it
Is it breaking others' rightsThe rights holder, and the courtBy verifying yourself, through a lawyer if neededA notice, damages, being taken down from the platform

The last row is the most costly. If you get the first two wrong, you get nothing. If you get the third wrong, something may be taken from you.

Rubel's job, an example that will run through the whole post

Say Rubel does graphic design work in Barishal. A local bakery has given him a job of logo and packaging design, and he took it for 25,000 taka.

He worked it out. Before, such a job took him about 30 hours, of which 12 hours went on ideas and first sketches. With AI those 12 hours came down to 3 hours. The other 18 hours, the real design work, stayed the same as before.

Now all three questions were in front of him. Do the tool's terms allow commercial work? Can he give the client exclusive ownership of the logo? And has the image come close to someone else's work?

What Rubel did is the main advice of this post. He kept AI at the idea stage, and drew the final logo himself as a vector. So his own hand's work is clear, and he can also keep the promise he made to the client.

This example will come back below again and again, because his decisions should be your decisions.

Question 1: what the tool's terms say

This is the easiest part. The terms of the big AI tools usually say that the output that comes in response to your Prompt can be used by you, including in business.

But check three things yourself, because they differ from tool to tool and they change:

  • The terms for the free and paid versions are not the same. In some tools the permission for commercial use is only on the paid plan.
  • Some uses are banned. Each tool's usage policy says what cannot be made.
  • The terms change. What is written today may change in six months.

The most useful habit is to open the Terms page of the tool you will use in business, read it once yourself, and keep a screenshot. It is five minutes of work and you may need it later. Rubel did exactly this, on the day the job started, and kept the screenshot in the client's folder.

But getting this permission does not mean you have become the owner. Here comes question two.

Copyright law grew up on one idea: behind a creation there is a human. Because there is human creative labour, society gives that person an exclusive right for a period of time.

Now the question is: is writing a Prompt that creative labour?

The US Copyright Office has stated a position on this: the part made only by AI, with no human contribution at all, cannot be registered for copyright, but what a human has arranged or added creatively may be considered. Again, in the laws of some countries there is a separate provision for works made by computer. So the answer is not the same in every country.

On Bangladesh. Copyright law here too is built around a human author or creator. Do not assume that the matter of AI output has been clearly settled here. So before putting big money behind any logo, brand or publication, it is safest to assume the question is unsettled, and it is better to protect yourself on that basis.

Why the answer differs by country

If your client is foreign, this part is directly useful to you, because which country's law will judge the question may already be fixed in the contract.

Type of lawThe main pointWhat it means for you
Human creativity is requiredThe part made by a machine alone cannot be registered, the part a human added may be consideredThe work of your own hand is your real asset
Separate provision for computer generated worksThe law of some countries has a separate arrangement for such worksThe rules may be different in that market, do not assume they are the same in every country
No clear position yetThe regulator or court has not yet given a decisionGo on the basis that it is unsettled, and keep the risk low

The third row is the most common state, and it is safe to assume Bangladesh falls in this box too. I am not claiming there is any established precedent here, and if anyone claims it, ask them for the source.

Most people miss this part. Not getting copyright does not mean you cannot use the thing. It means that if someone else uses exactly the same thing, you may not be able to stop them.

For an image in a Facebook post this is no problem at all. But in the cases below it is a big problem:

  • A company logo. If a rival shop uses nearly the same logo, you will have few weapons.
  • A book or course cover. Not having an exclusive right over something that is being sold is a risk.
  • A design sold to a client, where the client thinks they are buying exclusive ownership.

In these three cases there are two practical fixes. One, keep AI at the idea stage and have the final work done by a human designer, or change it enough yourself. Two, look into trademark registration for the brand's name and mark, because for a business a trademark is often a more useful protection than copyright, and it is a separate law.

The more you contribute, the stronger your position

The most useful way to think about a copyright question is not yes or no, but a ladder. The higher you are, the stronger your claim.

How much you didWhat it looks likeYour position
Just a one line PromptWrote one line and took what cameWeakest, hard to claim exclusivity
Prompt and selectionPicked one from 40 resultsA little better, but selection alone is not a big contribution
Prompt, selection and your own editDid colour, structure, text and cropping yourselfMuch stronger, your hand's work can be seen
AI only at the idea stageMade the final thing yourselfStrongest, and easy to explain

Because Rubel stayed in the fourth box, he could tell the client: the final logo file is made by my own hand. Being able to say that one line is what keeps his 25,000 taka job free of risk.

And remember one more thing: this ladder is not only about law, it is about proof too. If someone raises a question six months later, you will have to show what you did. So do not throw away the middle files.

Question 3: is your output breaking someone else's rights

This is the most real risk, because here the harm can come to you.

  • Making images by naming someone's style. Avoid making commercial images using the name of a living artist. Describe the style, do not use the name.
  • Brands and characters. Do not go and sell things made from a known brand's logo, a famous cartoon character or a film character.
  • An exact match. Sometimes the output comes very close to an existing work. Before commercial work, run a reverse image search with the image, and if it is important text, search a few lines.
  • A real person's face or voice. Making someone's face or voice without permission is not only a legal risk, it is direct harm. Never do this.
  • Text or marks that slipped in by mistake. In AI made images, scribbles like a watermark or half letters often remain in the corners. Before commercial work, enlarge the image and check the four corners.

Before finalising the logo, Rubel did a reverse image search, and dropped an early draft because it had come very close to a known mark. That ten minutes of work is the cheapest insurance.

What the training data debate is really about

Models have learned from a huge amount of writing and images on the internet. A lot of that writing and those images were made by someone or other.

The artists, writers and publishers say their work was used without permission and without payment, and now that Model is taking the market for their own work.

The AI companies say that learning and copying are not the same thing, that the images are not stored inside the Model, and that people too learn by looking at others' work.

In simple words the argument has one centre. Is learning by reading or looking at someone's work using that work, or only learning? For a human we call it learning, and nobody objects. For a machine two things are different: one, it is happening at a huge scale, and two, the result is being sold directly in the same market. The main quarrel is between those who think these two differences matter and those who do not.

Where does the matter stand? Cases are going on in several countries, in some cases licence deals are being made between companies and publishers, and there is no final settlement. The practical effect on you is limited, but keep one thing in mind: if the rules change in future, it can affect today's work too. So make sure that what your business stands on is not resting only on AI output.

For text the sum is a little different

So far most examples were about images, because the quarrel is seen more there. But for text a few things are different, and knowing them helps.

First, facts themselves are not anyone's property, the way of expressing them is. So writing the same facts in your own words is usually not a problem, but keeping someone's sentence structure and order exactly is. This is one more reason to polish an AI draft into your own language.

Second, for text the responsibility for wrong information is yours. In an image there is no such thing as wrong, in text there is. If AI puts in a wrong price, a wrong law or a made up source and you publish it in your own name, the responsibility stays on your shoulders.

Third, many platforms now ask at the time of publishing whether AI was used in the work. Books, courses, news sites, this question is spreading everywhere. If the box is there, give the true answer.

Fourth, the more a piece of writing carries your own experience, your own examples and your own opinion, the more it is yours. This is not only a matter of law, it is the real value of the writing.

The risk list at a glance

What you will use it forRiskWhat to do
Images for a Facebook or blog postLowUse freely
Text for a websiteLowPolish it into your own language, verify the facts
Drafts and notes for internal workLowUse freely, leaving out confidential information
Business logo and brandHighUse a human designer, look into trademark
Book or course coverMediumCheck the platform's rules, change it enough
Selling images on a stock siteHighSome sites ban AI images or have separate rules
Printing on T shirts or mugs to sellHighLook for likeness to characters and brands, read the platform's rules
A client's projectDepends on the contractTell them first, put the terms in writing
An AI image as the picture of a real productHighDo not, it cheats the buyer
A real person's face or voiceHighestNever without permission

What to do in practice if you are a freelancer

For those who work on marketplaces from Bangladesh, the rules are simple, but you have to follow them.

  • Read your own account's rules. Each marketplace has its own policy on AI, in some places disclosure is required, in some places some categories are banned. Do not guess, read your own platform's page.
  • Tell the client first. If you say at the start which part of the work used AI, the trouble ends. If it is caught after delivery, your account will go under review.
  • Keep the proof. Which tool, which date, what Prompt, what you changed yourself. A simple spreadsheet is enough. If someone raises a question, this is your protection.
  • Put one line in the contract. That AI help was taken in the work, and that no guarantee of exclusive ownership of AI made content is being given. If the client wants exclusivity, the price is different, and the kind of work is different too.
  • Do not pour a client's confidential files into a free tool. Customer lists, contracts, designs not yet released, think before you upload these. In many contracts this is a direct breach.

The spreadsheet does not need to be complicated. Six columns are enough: date, client, which tool, what was asked, what you changed yourself, and where the final file is. Rubel spends five minutes filling this in at the end of each job, and once this one page saved him when a client raised a question.

If you have a shop or a small business

  • Keep the pictures of real products real. The banner or background of a catalogue can be made with AI, but the picture of the thing the buyer is buying must be real. Here the bigger question than copyright is honesty with the buyer.
  • Do not rush the logo. For the mark that will stay for years on the signboard, packaging and documents, keep a human hand in it.
  • Be careful with customer information. Before pasting a list of buyers' names, addresses and phone numbers into an AI tool, think twice.
  • Write a one page rule for staff. For which work AI is allowed, which information must not go outside, and who gives the final approval. Just this much will stop most of the trouble.
  • Write it into the contract with the designer. If you get someone to design for you, let the contract say that the rights in the final file are yours, and that if AI was used they will tell you. It is a one line job and will save a lot of trouble later.

Common mistakes and how to fix them

  • Mistake: taking the tool's permission as ownership. Fix: keep the two apart. Being able to use it does not mean being able to stop others.
  • Mistake: promising the client exclusive ownership that you cannot keep. Fix: keep honest language in the contract, and if they want exclusivity, change both the kind of work and the price.
  • Mistake: making images by naming an artist. Fix: describe the style, not the name. Colour, light, drawing technique, era, saying these will do the job.
  • Mistake: sending output without verifying it for commercial work. Fix: a reverse image search and a text search of a few lines, each takes ten minutes.
  • Mistake: deleting the middle files and Prompts. Fix: keep the folder after the job. If a question comes up, the proof is your only support.
  • Mistake: applying Bangladeshi ideas to a foreign client. Fix: look in the contract at which country's law applies, and ask if needed.
  • Mistake: doing commercial work on the free version. Fix: first check in that tool's terms whether commercial use is allowed on the free plan.

When not to use AI output

  • Where exclusive ownership is the main value. Logos, brand marks, designs made for sale. A human hand is needed here.
  • Where the buyer will assume they are seeing something real. Product pictures, food pictures, pictures of a house or land. This is a question of honesty before it is a question of law.
  • Where a person's face or voice is involved, without permission. Political figures, actors, neighbours, nobody's.
  • Where the platform's rules directly ban it. Some stock sites and some marketplace categories do not take AI work. It is better to look for another place than to earn by breaking the rules.
  • Where you cannot tell the client. If it would be cancelled the moment you told them, doing it without telling them will cost far more later.
  • To produce legal or contract language, without verifying. It can serve as a draft, but what will be signed should be looked at by a lawyer.

Questions and answers

Is it legal to sell images made with AI? In general, if the tool's terms allow it, there is nothing to stop you selling. But the platform you sell on may have separate rules, and if the image comes very close to someone's existing work or brand, the problem is not in the tool's terms but in someone else's rights.

Is the Prompt I wrote my property? A long and creative Prompt may itself be treated as a piece of writing, but even if the Prompt has copyright, ownership of the image that comes from it does not come automatically. Keep these two apart.

What happens if I do not tell the client? First, it is a question of trust. Second, on many platforms it is a breach of policy, and if caught it can go as far as review, refund, even closing of the account. Telling them costs nothing, and not telling them can cost a lot.

If a book is written with AI, can I put my name as the author? You can put your name, but many publishing platforms now ask you to say whether AI was used in the work. And remember, you may not get an exclusive right over the part written entirely by AI. The more of your own edit, structure and original part there is, the stronger your position.

How much do I have to change for it to become my work? There is no fixed percentage, and if anyone names a percentage it is their guess. The real question is: can your own creative decisions be seen in the final thing? Structure, arrangement, colour, edits, parts left out, all of these are your contribution. The more that can be seen, the stronger the position.

What if the client says AI must not be used? Then do not, and that is the simple answer. But it is better to ask at the start, because many people object to the AI work being noticeable in the output, not to the process. If you make clear in writing what they mean, both sides benefit.

Is using code made by AI as risky as an image? The questions have the same structure, but the points to consider are different. For code the matter of licence is extra, because much open source code has its own terms. On big projects keep the habit of verifying the source and licence of the code.

Has there been any case on this in Bangladesh? It would not be right to assume that there is any established precedent in the country on this, so I am not claiming it. Since the matter is unsettled, choose the path that keeps the risk low, and take a lawyer's advice if needed.

If the rules change in future, what happens to today's work? Nobody can say for certain, and that is the honest answer. So the practical advice is: make sure the part of your business that will last for years does not rest only on AI output. If you keep a human hand in the logo, the brand name and the main product pictures, you will not be at risk even if the rules change.

In short

  • Permission to use and ownership are not the same thing. Most AI tools let you use the output commercially, but that is not equal to giving copyright.
  • In many countries copyright needs a human creative contribution, so if someone else copies something made only with a Prompt, you may not be able to stop them.
  • Do not assume the matter has been settled in Bangladesh, and I am not a lawyer, so take a lawyer's advice before big decisions.
  • The most real risk is breaking someone else's rights, so avoid copying the style of a living artist by name, known brands or characters, and anyone's face and voice.
  • Keep a human hand in a logo, a cover or a design made for sale, and look into trademark to protect the brand, because in business that will be more useful.
  • If you are a freelancer, tell the client first, keep a record of Prompts and dates, and do not upload a client's confidential files to any free tool.